What is the relationship between the US banking crisis and your mortgage?

How is the Euribor calculated? First of all, we must clarify what the Euribor is . The reference index, to which banking crisis and most mortgages in the country are linked, is the twelve-month Euribor . This is an index that responds to the name European InterBank Rate and is  by a panel of European … Read moreWhat is the relationship between the US banking crisis and your mortgage?

Apply for a mortgage with a personal loan: Is it possible?

When applying for a mortgage loan for the first time, a lot of questions arise, one of them is. Whether it is possible to apply for a mortgage despite having personal. The reason is that many people who decide to apply for a mortgage already have a personal loan . Here we will tell you … Read moreApply for a mortgage with a personal loan: Is it possible?

Having an account associated with the mortgage: Is it an obligation?

Among the requirements that banks generally establish when granting a mortgage loan is that the client open an associated account . In other words, it is an account from which to manage mortgage payments. However, this possibility may raise doubts, for example, whether it is mandatory to maintain this type of account, whether it is … Read moreHaving an account associated with the mortgage: Is it an obligation?

Requests to adhere to the Code of Good Practices for mortgage debtors increase

Nadia Calviño, first vice president, report that the bank, requests to join the. Code of Good Practices for mortgage debtors at risk of vulnerability after the rate increase since January. Code of Good Banking Practices: What is it about? First of all. It is necessary to make clear what the Code of Good Practice is … Read moreRequests to adhere to the Code of Good Practices for mortgage debtors increase

Buying bare ownership of a home: Why don’t banks usually finance these operations?

The sale and purchase of bare ownership of homes is banks usually finance arousing more and more interest in the market. This is an banks usually finance option aimed at those seniors who want to obtain liquidity with their home while still living at home . This operation gives the buyer the possibility of purchasing … Read moreBuying bare ownership of a home: Why don’t banks usually finance these operations?

Foreclosure: What if there is still outstanding debt after the auction?

The fact that a foreclosure is carri out does not mean that the outstanding. Debt we have with the bank is immediately settl. This is because, in some cases, it is not possible to obtain enough money in the auction . In these situations, the debtor will continue to owe money until he or she … Read moreForeclosure: What if there is still outstanding debt after the auction?

Amortize the mortgage: In which cases is it advisable to extend the term?

Extending the term to repay the mortgage is an option that. We can use to pay lower monthly payments or if we need extra financing . However, the reality is that it involves paying a greater amount of interest. For this reason, it is essential to know in which cases it is a good option … Read moreAmortize the mortgage: In which cases is it advisable to extend the term?

Mortgage debtor: everything you need to know

Being able to distinguish between the different figures in a mortgage loan is a very important point. Since, when you need to starting to search for a mortgage, we will encounter a wide variety of terms that we do not know . Knowing in detail what they are about is essential so that you can … Read moreMortgage debtor: everything you need to know

Unmissable Moments of Milan Fashion Week FW

The iconic designer Karl Lagerfeld passed away a few days before the Fendi FW 19 fashion show. In the press kit for the show (which contained the last sketches created by the designer for the brand. Which he had joined in 1965) there was a personal message from Silvia Fendi, who grew up watching him … Read moreUnmissable Moments of Milan Fashion Week FW