9e4y4 It is possible to sell your home if you have not yet finished paying the mortgage , we will clarify all your doubts in this regard and provide you with the necessary information to know what the sales process is. It will only be necessary to be clear about some points, for example, how much … Read moreCan I sell a home if I haven’t finished paying the mortgage?
The Government provides help for those looking to buy their first home through a mortgage. Through the Official Credit Institute (ICO), it offers a guarantee of of the value of the mortgage loan. This is a percentage that will be increas by more if the home has an energy rating. The guarantee for mortgages offer … Read moreGuarantee for mortgages: Is it convenient to request it?
When we apply for a mortgage loan, there is no way to foresee all the problems that may occur in the future. However, for the most serious problems, entities consider applying the Code of Good Banking Practices. These measures are intended to provide help to those mortgage holders who are in trouble. However, the reality … Read moreWhat are the mortgages that cannot access the Code of Good Banking Practices?
Fixed mortgages When we talk about mortgages we are referring to a mortgage loan. That maintains the same interest rate throughout the repayment period. In other words, the installments that. You must pay per month will not change at any time, they will always be the same amount. Unlike variable rate mortgages, mortgages do not … Read moreThe best fixed mortgages of July
Variable mortgages First of all, we must make it clear that a variable mortgage. Is a mortgage loan whose interest changes during the repayment period, unlike what happens with fixed mortgages. The reason is that the rate of a variable mortgage is calculat by adding two different elements: the differential, which is constant and another … Read moreThe best variable mortgages of July
Mortgage extension When we talk about a mortgage extension we are referring to carrying out a change in the what is it conditions of the mortgage loan. Depending on what you want to extend your mortgage for, the process will vary. An example to understand it better, if you want to extend the mortgage to … Read moreMortgage extension: What is it about?
How much should I have saved when applying for a mortgage? The majority of Spaniards looking to buy a home must resort to a mortgage to finance it. When approving or not approving a mortgage. Banks will carry out an official appraisal . In this way, they will know the value of the home we … Read moreThe appraisal is lower than the purchase price: How much should I save to buy a house in this case?
The deduction for purchasing a habitual residence has disappear approximately a decade ago. However, there are still a large number of taxpayers who deduct of the amounts they pay for the mortgage loan each year. The limit is euros per year. The Income Campaign is close to coming to an end, however, there are still … Read moreIs it possible to deduct the mortgage in the Income Tax return?
What is an appraisal? When we talk about appraisal we refer to the process by. Which the valuation of an asset or and mortgage related property is defin. This evaluation must be carried out by an expert in the area , the objective is to establish. An objective and precise opinion of the value of … Read moreHow are appraisal and mortgage related?
The New Mortgage Law The financial crisis brought to light the for legislation to regulate the financial sector . With the aim of avoiding a situation like that of , the Mortgage Law appear in Spain, which was. Approv in It is a law that chang and eliminat risky products, with the aim of protecting … Read moreThe most relevant changes of the New Mortgage Law
When applying for a mortgage loan, it is essential to make a mortgage comparison to improve the mortgage. To do so, it is necessary to take into account some points that we will explain below. What should I take into account when comparing mortgages? When comparing mortgages, you to keep the following points in mind: … Read moreImprove mortgage: the importance of comparing mortgages
When we talk about canceling a mortgage, we are referring to a that we can do for different reasons. This may be either because we are in leaving our home completely free of charges, or because we want to sell the home. In order for the completion of the payment of a home loan to … Read moreMortgage cancellation expenses: Who pays them?
Copyright by BO Leads
