This year we have called the first “VEKA Reference Works” contest. We are aware of the importance that enclosures present the winners have. To professionals in the sector who work with VEKA profile systems . In this post we present the winning works in each of the four categories in which they could be submitt … Read moreWe present the winners of the “VEKA Reference Works” contest
Most variable rate mortgage loans are not variable from the beginning. The reality is that, generally, when a banking entity grants one of these products. It applies a fixed interest for the first months of the term , generally between. And at the end of said period, the rate already begins to be calculated with … Read moreThe interest of variable mortgages: be careful with the initial interest
The Euribor in July Without a doubt, for those who have a variable mortgage, the closing of the Euribor in July is not closes with an good at all. However, it may bring some hope. The evolution of the daily Euribor in July has surprised us quite a bit . At the beginning of the … Read moreThe Euribor in July closes with an average of
The latest rise in the Euribor The European Central Bank (ECB) carried out a new rate increase in July, reaching . Currently, the Euribor is close to , this means that the installments that must be paid by those who chose to apply for a variable rate mortgage will increase a little more. If you … Read moreProtect your mortgage against the rise in the Euribor
New rate hike The European Central Bank (ECB) has carri out a new increase in interest rates. By basis points, reaching , thus reaching the highest levels since The president of the ECB, Christine Lagarde. Has mention that there is a possibility that there will not be another rate hike at the next meeting , … Read moreNew rate increase to : How will it affect mortgage holders?
It is common that those people who have a rural property are not aware that they. Have the possibility of becoming developable or, if there is a home, that this may be the owner’s habitual home. Without a doubt, when we talk about a mortgage for rural property we are referring to. A mortgage product … Read moreMortgage for rural property: What is it about?
When carrying out a mortgage subrogation, it is likely that the new bank will ask you to re-appraise the home . However, this point will depend on the conditions and circumstances under which mortgage subrogation is. We will tell you in which cases it is mandatory to carry out a new appraisal of the home … Read moreShould I have the home appraised if I want to carry out a mortgage subrogation?
Banks have gone from marketing mortgages at an average APR of to double. After a year of constant rate increases carried out by the European Central Bank (ECB), banks have doubled the price of mortgages . Data from the Bank of Spain on interest, that is, the equivalent annual rate (APR), commonly offered by entities … Read moreThe bank has doubled the price of mortgages
Dare to negotiate better conditions with the bank. Negotiating better conditions for a mortgage is a fundamental point for anyone thinking of buying a home . If you want to improve the conditions offered by the bank in this type of loan, negotiating will make the difference . If you know how to negotiate, you … Read moreTips for negotiating better conditions on a mortgage
What is a passive house or passive house? These are homes that have no energy consumption. Are environmentally to finance a friendly and have amazing designs. These types of homes have the ability to be self-sufficient from an energy point of view and, in addition, they do not generate emissions . They have their own … Read moreAre there mortgages to finance a passive house?
If you have the idea of buying a home with a mortgage, you must, no matter what, visit the notary. In fact, at a minimum, you will have to see the notary twice. However, the reality is that this does not necessarily mean that you have to pay notary fees for the purchase of your … Read moreWho should pay the notary fees when purchasing a home?
If you are thinking of buying a home with a mortgage loan, regardless of whether it is at a fixed, variable or mixed rate, one point to take into account is the amortization of the mortgage . Here, we will tell you how to calculate mortgage amortization interest. What is mortgage amortization? When we talk … Read moreAmortization interest on your mortgage: How to calculate it?
