When buying a home, the main way to get it is through a mortgage loan. In a fix rate mortgage, the buyer agrees to is it most convenient return a certain amount of money, in a specific period of time, secur with the guarantee of the property he wants to purchase. A mortgage loan usually … Read moreAmortize fixed mortgage: When is it most convenient?
The guarantor is a figure that can help a user access financing that exceeds on their mortgage loan. However, the reality is does it work that it involves certain risks. When applying for a mortgage loan, in order for the bank to allow us to access financing. We must meet a series of requirements . … Read moreMortgage guarantee: How does it work?
When you decide to apply for a loan to purchase a home, it is very important to make the right decisions to is the best ensure our long-term financial stability . Here we will tell you what is the best points you should analyze when choosing whether conventional mortgages or Spanish government mortgages are better. … Read moreGovernment or conventional mortgages: Which is the best option?
When applying for a mortgage loan we must be clear about two concepts, we are referring to the TIN and the APR. This is why we will tell you what the most important points of the. TIN and the APR are so that you can better understand what a mortgage is and access the best … Read moreThe most important points of the TIN and the APR to understand your mortgage
When we enter the world of mortgages, we encounter a lot of new terms. The reality is that, to access a mortgage loan with good conditions and that fits our profile as best as possible, we must first know each of these concepts very well. Among them is the mortgage differential. It is very important … Read moreMortgage differential: What is it about?
Is it possible to request a mortgage without payroll? Without a doubt, applying for a mortgage loan is an extremely complex process. The reason is simple, carrying out an operation of this nature involves providing a large amount of documentation. On the other hand, banking entities generally require certain requirements from the client to grant … Read moreMortgage without payroll: Is it possible?
The mortgage deed is a document of great importance , for this reason, it is best to be very careful with it. If you have lost to request it the deed or mortgage contract, we will tell you what you should do to recover it. If you should pay something for the copy of this … Read moreCopy of the mortgage deed: Where to request it?
Spain is an extremely attractive country to invest in. It has incredible coastlines, offers a very good standard of living and, without a doubt. It is a place that many want to visit. These are some of the reasons why more and more young foreigners choose it to spend long periods of time. Currently, there … Read moreMore and more young foreigners are applying for a mortgage in Spain
When requesting a mortgage loan, you should know that, in general, banks usually lend up to of the price of the home or its apprais value. This means that it will be necessary to have savings to cover. What remains and an extra for expenses and taxes. Continue reading the article to know more. If … Read moreApply for a mortgage loan: How much money do I need?
If you are going through a difficult time and, for any reason, you do not have the possibility of paying your mortgage loan, it would be a good option to postpone it for a while. For this, it will be necessary to request a mortgage grace period. We will tell you what it is about … Read moreMortgage grace period: How to request it?
What is the Euribor? The Euribor is the reference index most used in Spain to link variable mortgages. This is the interest does the fall rate at which banks lend money to each other, in the short term. It is for this reason that it fluctuates, rising or falling constantly. This constant fluctuation of the … Read moreVariable mortgage fee: How does the fall of the Euribor affect it?
Without a doubt, the earnest money contract is essential before buying a home . This is the best way to confirm types of deposits the purchase of the home and specify the terms under which the mortgage contract will be carri out. However, the reality is that there are several types of earnest money and … Read moreThe different types of deposits
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